During the summer months, HVAC business profits are as hot as the temperature outside. But when the cooler temperatures come, profits fall.

The seasonal nature of the HVAC industry makes it nearly impossible to qualify for small business loans from traditional lenders. But Business Lending Authority offers an unsecured business loan alternative that could help keep your HVAC business in operation when cash flow is nearly non-existent. With our fast and easy program, you can get a $1,000 to $1,000,000 cash advance in as little as 48 hours!

HVAC Business Loans : Meet Expenses with Business Lending Authority’s HVAC Business Financing

In most climates, HVAC business owners have seven months to make the lion’s share of their annual income. The experts at Business Lending Authority know the constraints that fluctuating income can place on your business. You must plan carefully to cover expenses such as payroll, worker’s compensation insurance, and buying tools or to keep an inventory of air condition units in stock. Whether you want to hire additional staff to help meet demand in the summer months, or to stockpile your Freon inventory, our HVAC business financing can help cover a number of costs. Use HVAC business financing for:

  • Payroll
  • Marketing and advertising
  • Leasing or buying vehicles
  • Vehicle maintenance
  • Fuel Costs
  • Equipment, tools, and diagnostic machines
  • Property taxes
  • Licenses and certifications
  • Insurance
  • Office renovations and remodeling
  • Telecommunications
  • Utilities
  • Build or revamp your website

How Business Lending Authority’s HVAC Business Financing Works

Our HVAC business financing is designed to get a cash advance to you as quickly as possible. Unlike banks who require long application processes, Business Lending Authority has a simple and easy application form that can be filled out quickly. Once submitted, one of our representatives will call you within a few days to let you know if you qualify. In as little as two business days, you could have $1,000 to $1,000,000 in unsecured business financing to improve your business’ cash flow.

Easy Approval for HVAC Business Financing with Business Lending Authority

Qualifying for a small business loan is nearly impossible. Traditional lenders require perfect credit, several quarters of income statements, tax returns, personal guarantees and collateral before they even consider looking at your application. Even if you do meet their lofty standards and get approved, you will not have access to the funds for several months.

Business Lending Authority takes a different approach. We don’t require an endless amount of documents or ask you to jump threw a million hoops. We approve 90% of applicants, so you have a great chance of qualifying for our HVAC business financing. Don’t waste time trying to get approved by banks and other traditional lenders. Let Business Lending Authority get you the HVAC business financing you need to help your business thrive.

Bad Credit OK with Business Lending Authority

Business owners with bad credit or outstanding loans are unlikely to qualify for small business loans from traditional lenders. Don’t let your credit score keep you from getting the operating capital you need to help your business. At Business Lending Authority, we understand that difficulties arise, so we don’t penalize credit-stressed businesses for having less-than-perfect credit ratings. Our HVAC business financing is available to business owners with good or bad credit.

What You Need to Get HVAC Business Financing

Must be a HVAC business that has been operating for at least 6 months. No startups.

No home-based businesses.

Must have monthly gross sales of $15,000 or higher.

Fill out the simple application form on the side of this page

Speak with a Business Lending Authority representative to complete a few easy steps, once you fill out the application

What You Don’t Need

  • Good credit
  • Collateral which you could lose or demands for liens on your property.
  • Restrictions on how you use the money you apply for.
  • Traditional business loans that take months to obtain, if you pass all the strict requirements.

Use Our HVAC Business Financing However You Want

Business Lending Authority does not restrict the ways your unsecured business financing can be used. Whether you want to increase your marketing reach by leasing an outdoor billboard, or to run ads in your local newspaper, our HVAC business financing can help get your business name out there. Traditional lenders place restrictions on the ways a small business loan can be used and these arbitrary restrictions may keep you from addressing your business’ short comings. Business Lending Authority does not adhere to the “one size fits” all lending approach. We give you the flexibility to combine your expertise with our HVAC business financing to help your business succeed.

Ongoing HVAC Business Financing From Business Lending Authority

Business Lending Authority gives you the ability to reapply for additional financing after you’ve paid back just 70% of your original cash advance. Traditional lenders require 95 to 100 percent repayment before allowing you to go back through their time consuming application process to apply for another loan. While waiting to hear back from them, you could miss out on a lucrative contract to provide air condition maintenance for a high-rise office building, or lack the funds to buy a new engine for your truck. With ongoing HVAC business financing from Business Lending Authority, you have the peace of mind of knowing that operating capital is available to meet any unforeseen circumstances that arise.

Grow Your Business with HVAC Business Financing

Make your dreams of expanding operations come true with our HVAC business financing. The unsecured business financing can be used to hire additional staff, expand your showroom, buy a new fleet of vehicles or to purchase more equipment and supplies. The sky’s the limit with HVAC business financing from Business Lending Authority.

Let Business Lending Authority’s HVAC business financing help you satisfy your customers’ climate control needs. Simply fill out the form on the side of this page to get started. Apply Now!